Investors must remember that only resident Indians can open a PPF account and a person can have only one PPF account.
The longer a bear market lasts, the more the eventual returns are, says Devangshu Datta.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'
For long-term financial security, millennials must not only provide social security for their young families but also ensure that their financial burdens are not passed down to their families, says Casparus Kromhout.
Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.
'If you are investing in a Ulip for returns, go for a type I Ulip.' 'If you are investing for insurance cover as well, type II is better.'
Salil Dhawan explains how as you progress in your career you can also grow your money at a phenomenal pace if you start investing early.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
While regulators are trying to do their bit, the onus is on you to prove it.
Leading up to the International Women's Day on March 8, this is the first of a four-part series that talks about how women can invest to achieve their long-term financial goals.
Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!
Do you have financial planning queries? Ask rediffGURU Anil Rego.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Dear readers, we had asked you to send in your personal finance queries to be answered by Basis founder and CEO Hena Mehta. Here's the first batch of responses.
You can still save money, says Samkit Maniar
rediffGURU Sunil Lala answers your MF-related queries.
Use deductions introduced in the Budget to save additional Rs 24,000 in tax
Many youngsters take financial discipline as putting restriction on their freedom. That's a myth. You can very well enjoy as well as save and grow your money at the same time. Salil Dhawan shows you how
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
I am increasingly seeing young people starting 25-year-SIPs; these kids will definitely benefit from the long term effect of compounding, notes P V Subramanyam.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
If your fund's expense ratio has risen dramatically after Sebi's recent changes, compare it with the category average before switching.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
Mahavir Chopra compares mutual funds and Ulips to help investors decide.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Nikunj Saraf, Vice President Choice Wealth, answers your Mutual Fund queries.
Dilip Kumar Jha explains what the buyers must do to protect their own interest.
If you work for 30 years, a two per cent difference in pension returns can reduce your final retirement nest egg by 40 per cent. The Rs 9-trillion National Pension System (NPS) seems to be delivering incrementally higher returns than the twice-as-large Employees' Provident Fund Organisation (EPFO), shows a Business Standard analysis of data over the last seven years for the two retirement fund bodies. An investor who put in Rs 100 in retirement savings seven years ago would have seen her NPS nest egg grow to Rs 182 by 2023, according to the analysis based on the Pension Fund Regulatory and Development Authority's recently released Handbook of National Pension System Statistics 2023.
